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As a Certified Short Sales & Foreclosure Resource, I have the training and know how to help you with the sale of your home, saving your credit from severe damage and allowing you to have your excess debt forgiven all while avoiding foreclosure.
What is a short sale? This is when you ask the lender to take a lesser amount then you own on the property and forgive you of the remaining debt.
Short sales will not work if there is sufficient equity in the home for the lender to sell it and at least break even or profit in a foreclosure. The homeowner must be "upside-down" in their loan. A Realtor can help determine what is best for you. The main part of your short sale presentation backs up the statements made in the hardship letter. You will need to prepare a thorough and detailed set of documents and financial data to support the claim that a short sale is a good solution for the lender. You may have to negotiate with the lender's loss mitigation department to get an acceptance of a short sale. Important note: A Realtor does all this for you. Make sure you choose wisely, this process can be lengthy. Realtor’s with experience will make all the difference. Contacting a Realtor when you first miss a payment (or are about to) is best. Foreclosure dates come faster than you think.
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Home features living room + family room open to the kitchen. master bedroom with walk-in closet, full bath with dual vanity. Fully landscaped yard. Read more...
This 3 bedroom/2 bath is located next to the common area. Great community with Swimming pool,tennis/ basketball & volleyball courts.Elementary school and multiple parks through-out the subdivision. The home is located close to freeway access and shopp Read more...
